People have until 5 April 2025 to maximise their state pension by making voluntary National Insurance (NI) contributions dating back nearly 20 years.
HMRC has issued a reminder that there is only six months left until the window for additional payments closes to fill any gaps in NI records between 6 April 2006 and 5 April 2018.
After the 5 April 2025 deadline, people will only be able to make voluntary contributions for the previous six tax years, in line with normal time limits.
To check for gaps, you can use the Check your State Pension forecast tool on gov.uk to check whether any NI is due.
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