Child Trust Funds are long-term, tax-free savings accounts for children born between 1 Sept 2002 and 2 Jan 2011, maturing at 18.   On average, these funds are worth £2,242, giving young people a financial head start as they begin their careers.   You can find a CTF as a parent or if you are over 16.   How to act now: Use the GOV.UK locator tool to quickly find your CTF (free and fast). If you know where it’s held, contact the savings provider directly. If you don’t know, sea